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About ReserveGap

Clearer numbers for reserve funding decisions.

ReserveGap was built by Thomas Erwin, a finance professional with experience in CFO and VP of Finance roles. It helps condo boards, treasurers, owners and advising attorneys put reserve-study and budget figures into context.

From documents to a clearer comparison

The free check compares the figures you enter from the adopted budget and reserve study. It shows the annual contribution beside the study recommendation and the percentage benchmark. Your free-check numbers stay in your browser.

The funding report adds financing illustrations, ownership-share figures and cash projections. Assumptions are explicit, and the report does not recommend a funding method. Read how the comparisons work.

Prepared for your building

After checkout, we prepare your report and email it within 1 business day. Not an instant download. The purchase intake collects the figures and contact details needed to prepare it.

Compare the report options, or email [email protected] with questions.

What the numbers can tell you

Results are indicative. ReserveGap is not a reserve study, an engineering report, legal advice, or a loan commitment. Only a lender’s project review decides eligibility. Figures are copied from documents you supply and are not independently verified.

ReserveGap is not affiliated with Fannie Mae, Freddie Mac, or any state agency. Owner-facing pages are drafted for the association’s counsel to review.

Run the free check