Free check
$0
- Pass / gap for both mortgage tests and your state's rule; amounts hidden.
Pricing
Report
$149
- Dollar shortfall for each test
- State rule detail
- Special assessment, loan, hybrid
- 10-year cash, two tracks
- Printable
Report + Owner PDF
$299
- Everything in Report
- Per-unit table by ownership %
- Owner-facing PDF with the disclaimer band
- Refund if the math is wrong
One-time, per building. No subscription. No account.
Questions
Do I need an account?
No.
Is my data stored?
Only if you buy a report, and then only the report itself; delete on request.
Is this a Fannie Mae approval?
No. Only a lender's project review decides. ReserveGap applies the published tests so
you know where you stand first.
Does it work outside Florida and New Jersey?
Yes for both mortgage tests. The state row shows "no state minimum" with a citation.
What if the numbers are wrong?
If our math is wrong, full refund. If your inputs were wrong, edit and re-run at no
charge within 30 days.
Can you talk to my board?
No. ReserveGap is a tool, not a consultancy. The report is written to be read aloud at a
meeting.